.png)
.png)
Growing Stronger Futures, Together
Every child deserves to grow up feeling confident—not confused—about money. As a parent, educator, or youth leader, you want to equip them with real skills they’ll use long after the program ends.
Beyond A Budget Youth Programs were created with that heart in mind. These sessions are warm, interactive, and designed to make financial learning feel easy. Kids don’t just listen—they play, explore, question, and practice. They learn how to earn, save, budget, and make thoughtful choices in a way that feels empowering rather than overwhelming.
We make the experience simple for you. Every session is guided and organized by us, so whether you’re hosting a camp or running a youth group, you can trust that the learning is structured, engaging, and handled with care.
Together, we’re planting seeds of confidence, responsibility, and generational wealth.
Practical Lessons Joyful Learning Lifelong IMPACT
Behind the Vision
I started these youth programs with one simple belief: every child deserves to grow up feeling confident about money and confident in themselves.
So many young people step into adulthood without the guidance they need, not because the adults in their lives don’t care, but because real-life money skills aren’t taught in a simple or supportive way.
That’s where Beyond A Budget comes in.
As a mom, mentor, and financial educator, I’ve seen firsthand how powerful it is when kids finally get it — when money starts to make sense, when they feel proud of their choices, when they begin dreaming bigger because they finally believe they can.
My goal is to make learning money skills feel natural, joyful, and accessible for every family and community partner we work with. These programs were created to lift kids up, support parents and leaders, and build habits that last a lifetime.
Thank you for being part of this work. Together, we’re helping kids grow strong roots for their future.
We make financial education simple, engaging, and meaningful for youth. We partner with families, schools, and community leaders to help young people build healthy habits, strengthen their confidence, and grow into responsible, empowered adults.
.png)
WHAT MAKES THE PROGRAMS UNIQUE
Hands-on learning:
Kids don’t sit and listen—they move, play, build, and practice real money skills in ways that actually stick.
Real-life skills:
Every activity teaches something they’ll use in the real world—smart choices, confidence, independence, and healthy money habits.
Support for parents & leaders:
You get simple guides, clear structure, and ongoing updates so you always know what your kids are learning and how to support them.
Built around growth:
Each lesson is designed to strengthen confidence, character, and self-worth—helping kids feel proud of who they’re becoming.
Programs Built for Kids
Support Built for You
Our youth programs were designed to close the gap between what kids learn and what they actually need. These experiences give students practical tools, fun activities, and the kind of support that helps them feel capable, confident, and ready for the future.
Money Tree Academy is a fun, hands-on money program that helps kids in 3rd–5th grade understand how money really works. We make learning simple, playful, and confidence-building so kids can earn, save, and make smart choices in real life.
It’s the kind of financial education you wish you had—broken down in a way kids actually get and enjoy.
Why It Works
Money Tree Academy makes money click by breaking it down into kid-friendly steps. It solves the biggest challenge for parents & youth leaders:
teaching money in a way kids can understand, remember, and use.
-
Perfect for ages 8–11
-
Instructor-led
-
9 one-hour sessions (or customizable schedule)
-
Schedule: Rolling enrollment for schools, after-school programs, & camps
Start Their Wealth Journey Early
These programs don’t just look good on paper, kids feel the difference. Watch their stories and see the impact in their own words.
5 Money Lessons Every Kid Should Learn Before 13
Kids don’t magically become good with money—they become confident when someone takes the time to show them how it works.
This guide gives you five simple, practical lessons you can start teaching today, no worksheets, no stress, no long lectures.
These are the same principles used inside Money Tree Academy and Securing the Bag, designed to help kids understand, practice, and remember healthy money habits.
.png)
These five lessons are just the start.
Real money skills
for real-world KIDS
Frequently Asked Questions
01
What’s included in the program?
Each program comes with structured lessons, hands-on activities, and real-life money skills taught in a way youth actually understand. Everything is designed to be plug-and-play for parents and partners.
03
Is there a sign-up deadline?
Yes. Securing the Bag Summer Program has a registration deadline of May 21, 2026. Spots fill fast, so reaching out early is the best way to secure your place.
05
What makes these programs different?
They focus on real-life money skills, confidence-building, and decision-making—taught in a simple, relatable, and fun way. Youth don’t just learn… they get it.
02
How do I know which program is the best fit?
Once you reach out, you’ll get a quick message back so we can learn about your needs and recommend the right program—whether you’re a parent or an organization.
04
Do you work with community partners or organizations?
Absolutely. The programs are designed to fit into after-school schedules, youth groups, summer camps, and community initiatives with ease.
06
How do I get started?
Just send a quick inquiry. You’ll get a friendly follow-up with all the details, pricing, and next steps. No pressure—just a conversation to see what fits.
.png)
.png)